Avoiding Foreclosure/ Predatory Lending
Legal Information for Landlords and Tenants
Contact HOMECorp
One Woodland Ave.
Montclair, NJ 07042
Phone:
973-744-4141
Fax:
973-744-5333
Affordable Housing and NJ | Guide to Affordable Housing
Support for Creating Affordable Housing
Many people know that millions of households in the United States cannot afford to pay for decent housing. Far fewer people know the extent of the affordability problem in their own communities.
For more information about wage-rent disparity in Essex County, from the National Low Income Housing Coalition (NLIHC)web site, click here. NLIHC provides up-to-date information, formulates policy, and educates the public on housing needs and the strategies for solutions.
New Jersey Future is a nonprofit, nonpartisan research and advocacy organization that is dedicated to improving the quality of life in New Jersey. Among the many offerings of this site, visit New Jersey Future for information, subscribe to the newsletter or read Future Facts.
| 2007 Housing Year in Review | 12/28/07 Edition |
| A Fresh Look at Affordable Housing | 12/19/07 Edition |
The New Jersey Council on Affordable Housing (COAH) is an administrative and regulatory organization. It does not produce, fund or compel municipalities to expend local funds to build affordable housing. Funding is usually provided by the New Jersey Department of Community Affairs (DCA) through its various housing programs or by the New Jersey Housing and Mortgage Finance Agency (HMFA) using its bonding capabilities or its federal low income housing tax credit allocations. Some municipalities also expend their own funds or utilize bonding resources. It's mission is to facilitate the production of sound, affordable housing for low and moderate income households by providing the most effective process to municipalities, housing providers, nonprofit and for profit developers to address a constitutional obligation within the framework of sound, comprehensive planning.
New Jersey Council on Affordable Housing (COAH)
101 South Broad Street, PO Box 813
Trenton, NJ 08625
(609) 292-3000
Fax (609) 633-6056
Published by the New Jersey Department of Comunity Affairs, the Guide to Affordable Housing in New Jersey (92 pgs.) identifies more than 1,800 developments with more than 150,000 apartments or houses affordable to low- and moderate-income families. The back of The Guide lists State and local agencies important to anyone in search of affordable housing in New Jersey. To order a printed copy of The Guide write to the address listed below.
Guide to Affordable Housing in New Jersey - 2006
Edition
New Jersey Department of Community Affairs
101 South Broad Street, PO Box 802
Trenton, NJ 08625-0802
(609) 984-0040
The first copy is free. Click
Here to download an electronic version
In response to a community-wide perception that
housing in Montclair is becoming less affordable to a range
of income levels, the Township Council commissioned Baird & Driskell
Community Planning to prepare a report on the actual supply, need
and potential remedies, Baird & Driskell recommended that the
Council establish the Montclair Housing Commission (Commission)
to advance the goals of maintaining and creating affordable housing
in Montclair while maintaining population diversity as a core value
of the Montclair community.
The Commission recommended an Inclusionary Zoning ordinance (IZO)
which was formally adopted by the Montclair Township Council effective
April 25, 2006.
Through Essex County's Division of Housing and Community Development, grants as well as long and short term financing through at or below market rate interest loans are available. The program is designed to assist in the development of qualify affordable housing units for the low and moderate income citizens. New construction and the rehabilitation of existing structures are eligible.
Essex County Division of Housing and Community Development
20 Crestmont Drive
Verona, NJ 07044
(973) 655-0200
Fax (973) 655-0982
New Jersey Office of Housing Advocacy (OHA). Within the NJ Department of Community Affairs, OHA provides technical assistance to nonprofit agencies, individuals, and municipalities interested in developing affordable housing. It is staffed by professionals familiar with the development process and the State and local requirements sponsors must meet to build and rehabilitate housing.For more information call: (609) 633-6203.
The New Jersey Department of Community Affairs Division of Housingprovides information, training and technical assistance for housing development to municipalities, nonprofit organizations and private developers in order to encourage and facilitate the construction of affordable housing for low- and moderate-income families. The division is also responsible for planning and implementing programs that provide rental housing assistance, and that support neighborhood preservation and community development initiatives. It provides financial and technical assistance to community-based nonprofit and local government agencies in an effort to improve the quality of life for New Jersey's low-income, disabled and disadvantaged citizens.
The New Jersey Department of Community Affairs Division of Housing
101 South Broad Street, PO Box 806
Trenton, NJ 08625-0806
HOMELESS PREVENTION HOTLINE: 866-889-6270
New Jersey Housing and Mortgage Finance Agency (HMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey.
New Jersey HMFA responds to the needs of its citizens by implementing creative programs and establishing alliances that:
-fund affordable mortgages for first-time home buyers;
-promote construction and rehabilitation of rental housing;
-encourage mixed-income, owner-occupied housing growth as a means to stabilize urban neighborhoods;
-advance the economic growth and development of municipalities;
-contribute to the quality of life of older adults, the disabled and those with special housing needs;
-formulate partnerships to foster the economic development of New Jersey and the personal development of its citizens.
For more information call (609) 278-7400.
Housing and Community Development Network of New Jersey (HCDNJ). Formerly the Affordable Housing Network of New Jersey, HCDNJ is a statewide association of over 250 nonprofit affordable housing and community development corporations, individuals, and other organizations that support the creation of housing and economic opportunities for low- and moderate-income community residents. For a copy of the 2006 HCDNJ membership directory, click here or call (609) 393-3752.
As part of its education and advocacy mission, the HCDNJ works to uncover and analyze barriers to community development, educate members and the public about critical public policy issues, and develop positive policy alternatives. To learn more about the Network's current New Jersey legislative initiatives, click here.
Read more about multi-family housing preservation legislation: A2539 / S1676 (passed in 2004) and abandoned property legisation A2543 / S1675 (passed in 2004).
National Housing Institute (NHI) (Shelterforce) - An independent nonprofit organization that examines the issues causing the crisis in housing and community in America. NHI examines the key issues affecting affordable housing and community development practitioners and their supporters. NHI has performed original research on such topics as saving subsidized housing, homelessness prevention, and creatingjobs as component of affordable housing construction. Findings are communicated in Shelterforce, NHI's bi-monthly magazine on affordable housing and community building.
National Housing Institute
460 Bloomfield Avenue, Suite 211
Montclair, NJ 07042-3552
(973) 509-2888
Fax (973) 509-8005
The National Housing Trust is a national nonprofit organization formed to preserve and improve affordable multifamily homes for low and moderate income use. The Trust saves multifamily properties at risk of conversion to market rate housing and resolves the problems of "troubled" properties that suffer from physical deterioration and financial and social distress. We pursue our mission on behalf of this housing and the families and seniors who live there.
The National Housing Trust
1101 30th St. N.W., Suite 400
Washington, D.C. 20007
(202) 333-8931
Fax: (202) 833-1031
Policy Link, a national nonprofit research, communications, capacity building, and advocacy organization, is enlarging the sphere of influence that affects policy so that those closest to the nation's challenges are central to the search for their solutions. Using a comprehensive approach, these tools have been crafted to help community builders achieve equitable development - diverse, mixed-income/mixed wealth neighborhoods.
Policy Link's Equitable Development Updates, a monthly e-newsletter, highlights new research, upcoming events, advocacy campaigns, policy strategies, and promising practices from communities across the country. The New Publications e-mail announces recent research, reports, and policy briefs. Sign Up to stay informed.
Policy Link
1438 Webster Street, Suite 303
Oakland, CA 94612
(510) 663-2333
Fax (510) 663-9684